CRD V and CRR II | Wolters Kluwer

The CRD V package is one of the most important sets of regulations which will impact both EU and non-EU firms. Touching on everything from capital requirements to leverage and liquidity ratios, CRD V will involve changes to infrastructure, processes, control and data across the organization.

Finalizing Basel III - Adopting a Holistic Approach to CRD V/CRR II

Achieving compliance with all CRD V components in a silo structure will not only be extremely difficult, but also very costly. Having a different solution for calculations of market, credit or liquidity risk adds complexity. To avoid unnecessary delays and overhead costs, banks need to ensure that all calculations are carried out in the same way and with an identical data input.

Banks which approach CRD V holistically can derive significant benefits, such as consistency of calculations, easier implementation and maintenance, more precise risk assessment and confidence in the regulatory reporting.


Interdependencies within CRD V

Having a different solution for various CRD V components adds complexity. Banks need to ensure that all calculations are carried out in the same way and with an identical data input to avoid unnecessary delays and overhead costs.

Interdependencies within CRD V


(Published September 25, 2019) Basel IV/CRD V – with staggered implementation deadlines set out for its various components – are due to come into effect on 1 January 2022. But what does this timeline mean for your firm in the long-term, as well as the more immediate future?

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(Published September 25, 2019) What are the key implications of the revised liquidity requirements within Basel IV / CRD V? Can firms turn compliance with these requirements into a business benefit?
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(Published February 11, 2019) This commentary discusses the challenges of SA-CCR and provides practical considerations around solution implementations.
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(Published July 27, 2018) Read our commentary to learn about necessary steps for implementing the Standardized Approach for Market Risk
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(Published December 04, 2018) Read our commentary to learn about practical steps for implementing the Default Risk Charge of Non-Securitizations.
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